Capital One Financial beat expectations, reporting second-quarter profit of $1 billion, or $1.94 a share, as revenue rose 7 percent over last year, to $6.7 billion.
Analysts polled by Thomson Reuters had expected earnings of $1.90 per share, and revenue of $6.67 billion.
Shares rose more than 4 percent in after-hours trading.
The company squeezed through the Federal Reserve’s stress tests this year with conditional approval to return money to shareholders after it fixes some “material weaknesses.”