There are just a few weeks left to make use of you ISA allowance and many will be questioning if they are better off putting their money into a cash or stocks and shares tax wrapper.
The rates on cash ISAs have hit a 10-year high in recent weeks as interest rates remain high and appear unlikely to be cut for at least a few months.
Bank of England data shows the average cash ISA rate on offer over the past year has been 2.71%.