Jay Thibain

Jay Thibain

Banking Technology Consultant Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
How Are Businesses Integrating Digital Assets into Financial Operations?
Finance How Are Businesses Integrating Digital Assets into Financial Operations?

In the rapidly evolving financial landscape, businesses are increasingly integrating digital assets into their operations to optimize efficiency, reduce risks, and improve capital allocation strategies. This trend is driven by the diverse applications of digital assets, ranging from treasury

February 20, 2025
Will Mortgage Rates Continue to Decrease in 2025?
Finance Will Mortgage Rates Continue to Decrease in 2025?

The mortgage market has been a rollercoaster ride over the past few years, with rates fluctuating significantly due to various economic factors. As we move through 2025, many potential homeowners and current mortgage holders are keenly watching the trends to understand if mortgage rates will

February 18, 2025
Economic Outlook 2025: Inflation, AI, Housing, and Stagflation Risks
Economy Economic Outlook 2025: Inflation, AI, Housing, and Stagflation Risks

Persistent inflation continues to shape the economic landscape, significantly impacting consumers and businesses as the year 2025 approaches. With recent trends indicating a rising inflation rate, many are grappling with higher prices for essential commodities. Lindsey Piegza, chief economist at

February 17, 2025
How Did Amex Achieve Record-Breaking Financial Performance in 2024?
Finance How Did Amex Achieve Record-Breaking Financial Performance in 2024?

American Express achieved a monumental financial milestone in 2024, reaching unprecedented heights in cardholder spending, merchant fee revenue, and new card acquisitions. This extraordinary feat was the result of strategic initiatives designed to stimulate demand for its credit card services. The

February 14, 2025
Schwab's Acquisition of TD Ameritrade: Enhancements and Integration
Investment & Trading Schwab's Acquisition of TD Ameritrade: Enhancements and Integration

The acquisition of TD Ameritrade, Inc. by Charles Schwab marks a monumental change in the financial services industry for several reasons, chief among them being the promise of an enhanced trading experience. By merging these two giants, the merger aims to harness the strengths of both firms,

February 14, 2025
Is Ageism in Healthcare Putting Our Advanced Seniors at Risk?
Sector Insights Is Ageism in Healthcare Putting Our Advanced Seniors at Risk?

In Dyersburg, a small town exemplifying the ongoing national crisis, advanced seniors often find themselves grappling with systemic deficiencies in the healthcare system. Despite the presence of many dedicated and competent healthcare professionals, pervasive problems hinder their ability to access

February 12, 2025
Is Fiserv Leading the Way in Embedded Finance with DoorDash Deal?
Finance Is Fiserv Leading the Way in Embedded Finance with DoorDash Deal?

In the rapidly evolving world of financial services, Fiserv has made significant strides by venturing into the embedded finance sector. Financial technology, or fintech, has reshaped how we engage with banking and monetary transactions. The company’s recent strategic moves further underscore the i

February 10, 2025
Combating Change Fatigue: Strategies for Sustainable Corporate Growth
Sector Insights Combating Change Fatigue: Strategies for Sustainable Corporate Growth

In today's fast-paced business environment, companies are constantly evolving to stay competitive. However, the relentless pace of change can lead to change fatigue among employees, impacting productivity, morale, and overall corporate health. This article explores the phenomenon of change

February 7, 2025
Mobile Payment Apps See Download Decline but User Engagement Rises
Finance Mobile Payment Apps See Download Decline but User Engagement Rises

The world of mobile payment apps has recently witnessed a paradox as the number of new downloads has declined while user engagement continues to rise. In late 2024, popular platforms such as Venmo, Cash App, Affirm, and Afterpay experienced a notable decrease in new downloads compared to the same

February 6, 2025
U.S. Building Management System Market to Reach $12.6B by 2032
Markets U.S. Building Management System Market to Reach $12.6B by 2032

The U.S. Building Management System (BMS) market is undergoing rapid growth driven by technological advancements, regulatory frameworks, and a rising awareness of energy efficiency. As of 2024, the market was valued at approximately USD 4.5 billion and is projected to grow at a compound annual

February 5, 2025
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