Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Combating Change Fatigue: Strategies for Sustainable Corporate Growth
Sector Insights Combating Change Fatigue: Strategies for Sustainable Corporate Growth

In today's fast-paced business environment, companies are constantly evolving to stay competitive. However, the relentless pace of change can lead to change fatigue among employees, impacting productivity, morale, and overall corporate health. This article explores the phenomenon of change

Mobile Payment Apps See Download Decline but User Engagement Rises
Finance Mobile Payment Apps See Download Decline but User Engagement Rises

The world of mobile payment apps has recently witnessed a paradox as the number of new downloads has declined while user engagement continues to rise. In late 2024, popular platforms such as Venmo, Cash App, Affirm, and Afterpay experienced a notable decrease in new downloads compared to the same

U.S. Building Management System Market to Reach $12.6B by 2032
Markets U.S. Building Management System Market to Reach $12.6B by 2032

The U.S. Building Management System (BMS) market is undergoing rapid growth driven by technological advancements, regulatory frameworks, and a rising awareness of energy efficiency. As of 2024, the market was valued at approximately USD 4.5 billion and is projected to grow at a compound annual

Visa Expands into Account-to-Account Payments, Eyes European Market
Markets Visa Expands into Account-to-Account Payments, Eyes European Market

In a significant strategic shift, Visa is expanding its focus beyond its traditional card payment network to include account-to-account (A2A) payment services, tapping into burgeoning market opportunities as digital alternatives gain momentum. Visa CEO Ryan McInerney announced during the

Evaluating Business Bank Loans: Benefits, Drawbacks, and Alternatives
Finance Evaluating Business Bank Loans: Benefits, Drawbacks, and Alternatives

Acquiring a business bank loan can be a pivotal decision for any business owner. Understanding the intricacies of business bank loans, including their benefits, drawbacks, and how they compare to alternative funding methods, is crucial. This knowledge allows business owners to make informed

How Can Amex GBT's Carbon Pricing Tool Aid Business Travel Sustainability?
Sector Insights How Can Amex GBT's Carbon Pricing Tool Aid Business Travel Sustainability?

In today's rapidly evolving corporate world, businesses are increasingly recognizing the need for sustainable travel solutions as part of their broader environmental strategies. This growing emphasis on sustainability is driven by both regulatory pressures and a desire to contribute positively

How Will Sutter Health and GE HealthCare Transform California Care?
Sector Insights How Will Sutter Health and GE HealthCare Transform California Care?

Sutter Health and GE HealthCare have embarked on an ambitious seven-year strategic enterprise partnership, known as the Care Alliance. This collaboration aims to revolutionize access to and the quality of innovative imaging services within the Sutter Health network, which spans across Northern

Agentic AI and Smart Glasses: Shaping the Future of Technology in 2025
Sector Insights Agentic AI and Smart Glasses: Shaping the Future of Technology in 2025

As we approach 2025, the technological landscape is poised for transformative changes. Two key trends expected to dominate are the rise of agentic AI and the adoption of smart glasses as a gateway to spatial computing. These advancements promise to revolutionize both consumer and enterprise

Expanding US Gambling Laws: Sports Betting and Online Casinos in 2024
Markets Expanding US Gambling Laws: Sports Betting and Online Casinos in 2024

As 2024 unfolds, the landscape of the American iGaming industry is experiencing significant transformation. Legislative changes are reshaping how sports betting and online casinos operate across various states. States like Mississippi, North Carolina, and Vermont have joined the expanding list of

Can Yield Curve Disinversions Accurately Predict Future Recessions?
Economy Can Yield Curve Disinversions Accurately Predict Future Recessions?

When examining the potential of yield curve disinversions to predict future economic recessions, it is vital to understand the historical relationship between interest rates across different maturities. An inverted yield curve occurs when short-term interest rates surpass long-term rates, a

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