Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
Avoid Surcharges: Optimize Credit Card Fees for Growth
Finance Avoid Surcharges: Optimize Credit Card Fees for Growth

The ever-shifting landscape of financial transactions presents challenges, especially for businesses grappling with credit card processing fees. With giants like Apple and Amazon circumventing surcharges, small and midsize businesses face a conundrum of balancing operational costs without

Big Tech Gains Cash Flow Boost from R&D Tax Change
Markets Big Tech Gains Cash Flow Boost from R&D Tax Change

Massive fiscal shifts are redefining Big Tech's financial landscape, driven by recent changes in U.S. R&D tax legislation under President Trump's One Big Beautiful Bill Act. As the technology sector capitalizes on upfront expensing for R&D, emerging patterns hint at variances in innovation funding

Bitunix Revolutionizes Mobile Trading with TradingView Integration
Investment & Trading Bitunix Revolutionizes Mobile Trading with TradingView Integration

In today’s rapidly evolving tech landscape, mobile trading platforms are continually seeking innovative approaches to cater to the growing number of mobile-centric users, as evidenced by Bitunix's groundbreaking move in the industry. Bridging the gap between convenience and detailed analysis,

How Does BNPL Impact Small Business Credit Scores?
Finance How Does BNPL Impact Small Business Credit Scores?

The integration of Buy Now, Pay Later (BNPL) data into FICO credit scores marks a significant development in credit reporting, particularly for small business owners. This change represents a transformative approach to financial accessibility, altering how personal credit scores are evaluated and

Opportunities in European Equities Amid U.S. Trade Tensions
Investment & Trading Opportunities in European Equities Amid U.S. Trade Tensions

As trade tensions between the U.S. and the European Union escalate, economic dynamics on both sides of the Atlantic are experiencing significant shifts. With U.S. tariffs averaging 16.5% and a range of countermeasures impacting European exports, industries heavily reliant on transatlantic trade

Can Nissan's $4B Bond Sale Revive Its Financial Fortunes?
Investment & Trading Can Nissan's $4B Bond Sale Revive Its Financial Fortunes?

Nissan Motor is embarking on a major financial strategy by intending to sell $4 billion in U.S. dollar- and euro-denominated senior unsecured bonds. This move is designed to bolster the company's financial health as it grapples with various economic challenges. The company plans to issue five-,

Libya's Energy Tender: Global Oil Giants Compete for Big Stakes
Sector Insights Libya's Energy Tender: Global Oil Giants Compete for Big Stakes

In a remarkable turn of events, Libya's latest energy exploration tender has piqued significant global interest, drawing fierce competition from major oil companies. Following years of political instability and conflict post-2011, Libya's oil industry is experiencing a resurgence. Notable names

How Are Regulations Shaping the Future of Cryptocurrency?
Sector Insights How Are Regulations Shaping the Future of Cryptocurrency?

The rapid advancement of cryptocurrency has drastically altered the digital financial landscape, introducing new opportunities as well as regulatory challenges. Over the past few years, cryptocurrencies have shifted from being fringe technological curiosities to significant players in the global

Japan's Bond Market Embraces E-Trading Amid Global Trends
Investment & Trading Japan's Bond Market Embraces E-Trading Amid Global Trends

The intricate dance of tradition and innovation in Japan's bond market is favoring the latter, signaling a significant shift towards electronic trading systems. For decades, Japan's bond market, especially concerning Japanese Government Bonds (JGBs), relied on personal relationships and voice-based

Cuba's Currency Market Turbulence Exposes Economic Challenges
Markets Cuba's Currency Market Turbulence Exposes Economic Challenges

The recent upheaval in Cuba's informal currency market has caught the attention of economists and citizens alike, as the U.S. dollar surged to 382 Cuban Pesos (CUP), while the Freely Convertible Currency (MLC) experienced a decline to 255 CUP. Amid this fluctuating landscape, the euro maintained an

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