Sarah Vainstein

Sarah Vainstein

Fintech Innovation Expert
Sarah Vainstein is a fintech expert with a keen interest in banking. She explores various topics, ranging from the impact of digital transformation on traditional banking to the rise of decentralized finance (DeFi). Her analytical approach provides valuable perspectives and guidance on the application of Fintech.
Are Credit Card Surcharges Hurting Small Businesses and Consumers?
Finance Are Credit Card Surcharges Hurting Small Businesses and Consumers?

Imagine going to your favorite local café, ordering a cup of coffee, and then being asked to pay a small extra charge just because you're using your credit card. This isn't a hypothetical situation; it’s becoming a reality for an increasing number of small businesses in the U.S. According

How Did Five-Star Business Finance Perform in Q3FY25 Amid Challenges?
Sector Insights How Did Five-Star Business Finance Perform in Q3FY25 Amid Challenges?

The financial results of Five-Star Business Finance Limited (FSBFL) for the quarter and nine-month period ending on December 31, 2024, provide a vivid snapshot of the company's strategic outlook amid an evolving financial landscape. Despite facing a multitude of challenges, especially from the

Why Do Gen Z Shoppers Prefer In-Person Shopping Over Online?
Sector Insights Why Do Gen Z Shoppers Prefer In-Person Shopping Over Online?

Gen Z individuals, despite being digital natives, demonstrate a marked preference for in-person shopping experiences over online ones, with almost three-quarters of them doing so at least once a week. This divergent behavior from previous generations has intrigued many, particularly given that only

Worldpay Harnesses AI and Data Sharing to Combat Online Fraud
Finance Worldpay Harnesses AI and Data Sharing to Combat Online Fraud

Worldpay, a global payment processing company, is leveraging advanced data-sharing techniques and artificial intelligence (AI) tools to effectively combat fraud. Following its acquisition by Chicago private equity firm GTCR, Worldpay has been channeling a portion of its $1.25 billion growth capital

How Is Highnote Revolutionizing Embedded Payments and Card Issuing?
Finance How Is Highnote Revolutionizing Embedded Payments and Card Issuing?

In an era where the digitalization of financial transactions is rapidly transforming industries, Highnote, a San Francisco-based company, is making waves with significant advancements in embedded payments and card issuing. Led by former executives of Braintree, Highnote has recently secured $90

Manufacturers in Minnesota Face Economic Fears and Legislative Challenges
Economy Manufacturers in Minnesota Face Economic Fears and Legislative Challenges

Manufacturers in Minnesota are grappling with a myriad of challenges, from economic uncertainties to legislative changes. A recent statewide survey sheds light on the concerns and strategic responses of these businesses as they navigate a complex operating environment. Economic Uncertainty and Fear

How Will Trump's Tariff Policies Impact U.S. Consumer Prices?
Sector Insights How Will Trump's Tariff Policies Impact U.S. Consumer Prices?

As the inauguration of Donald Trump as the President of the United States looms, one of the most pertinent concerns among U.S. consumers revolves around the potential economic fallout of his proposed tariff policies. Throughout his campaign, Trump proposed significant import taxes on foreign goods,

Can VIRTUAL Sustain Its 15% Surge Amid AI Investment and Market Fluctuations?
Economy Can VIRTUAL Sustain Its 15% Surge Amid AI Investment and Market Fluctuations?

The cryptocurrency VIRTUAL has experienced an impressive 15% surge following the announcement of Donald Trump's ambitious $500 billion investment in AI infrastructure. This news has undeniably reignited interest in the realm of AI-related cryptocurrencies. Despite the recent upward movement,

Can Fixed Income Markets Sustain High Yields and Tight Spreads in 2025?
Investment & Trading Can Fixed Income Markets Sustain High Yields and Tight Spreads in 2025?

As we enter 2025, the fixed income markets present an unusual combination of tight spreads and elevated yields, drawing significant attention from investors and financial professionals alike. The current state of the market is characterized by investment-grade corporate spreads at their tightest

Will Equity Markets Surge Under New US Presidencies?
Investment & Trading Will Equity Markets Surge Under New US Presidencies?

As the curtain rises on a new US presidency, a question that often looms large for investors is whether equity markets will see a substantial surge. Historical data, as analyzed by Greg Boland, Chief Strategy Officer at Tiger Brokers, suggests that the equity markets have traditionally exhibited

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