Jay Thibain

Jay Thibain

Banking Technology Consultant
Jay Thibain is a seasoned expert in banking and finance with a passion for fintech and innovation. Known for his straightforward writing style that prioritizes simplicity over jargon, Jay resonates with a wide audience of bankers, brokers, and fintech enthusiasts. From dissecting banking protocols to exploring investment strategies and corporate governance, Jay empowers finance professionals with the knowledge and insights they need to thrive.
Schwab's Acquisition of TD Ameritrade: Enhancements and Integration
Investment & Trading Schwab's Acquisition of TD Ameritrade: Enhancements and Integration

The acquisition of TD Ameritrade, Inc. by Charles Schwab marks a monumental change in the financial services industry for several reasons, chief among them being the promise of an enhanced trading experience. By merging these two giants, the merger aims to harness the strengths of both firms,

Is Ageism in Healthcare Putting Our Advanced Seniors at Risk?
Sector Insights Is Ageism in Healthcare Putting Our Advanced Seniors at Risk?

In Dyersburg, a small town exemplifying the ongoing national crisis, advanced seniors often find themselves grappling with systemic deficiencies in the healthcare system. Despite the presence of many dedicated and competent healthcare professionals, pervasive problems hinder their ability to access

Is Fiserv Leading the Way in Embedded Finance with DoorDash Deal?
Finance Is Fiserv Leading the Way in Embedded Finance with DoorDash Deal?

In the rapidly evolving world of financial services, Fiserv has made significant strides by venturing into the embedded finance sector. Financial technology, or fintech, has reshaped how we engage with banking and monetary transactions. The company’s recent strategic moves further underscore the i

Combating Change Fatigue: Strategies for Sustainable Corporate Growth
Sector Insights Combating Change Fatigue: Strategies for Sustainable Corporate Growth

In today's fast-paced business environment, companies are constantly evolving to stay competitive. However, the relentless pace of change can lead to change fatigue among employees, impacting productivity, morale, and overall corporate health. This article explores the phenomenon of change

Mobile Payment Apps See Download Decline but User Engagement Rises
Finance Mobile Payment Apps See Download Decline but User Engagement Rises

The world of mobile payment apps has recently witnessed a paradox as the number of new downloads has declined while user engagement continues to rise. In late 2024, popular platforms such as Venmo, Cash App, Affirm, and Afterpay experienced a notable decrease in new downloads compared to the same

U.S. Building Management System Market to Reach $12.6B by 2032
Markets U.S. Building Management System Market to Reach $12.6B by 2032

The U.S. Building Management System (BMS) market is undergoing rapid growth driven by technological advancements, regulatory frameworks, and a rising awareness of energy efficiency. As of 2024, the market was valued at approximately USD 4.5 billion and is projected to grow at a compound annual

Visa Expands into Account-to-Account Payments, Eyes European Market
Markets Visa Expands into Account-to-Account Payments, Eyes European Market

In a significant strategic shift, Visa is expanding its focus beyond its traditional card payment network to include account-to-account (A2A) payment services, tapping into burgeoning market opportunities as digital alternatives gain momentum. Visa CEO Ryan McInerney announced during the

Evaluating Business Bank Loans: Benefits, Drawbacks, and Alternatives
Finance Evaluating Business Bank Loans: Benefits, Drawbacks, and Alternatives

Acquiring a business bank loan can be a pivotal decision for any business owner. Understanding the intricacies of business bank loans, including their benefits, drawbacks, and how they compare to alternative funding methods, is crucial. This knowledge allows business owners to make informed

How Can Amex GBT's Carbon Pricing Tool Aid Business Travel Sustainability?
Sector Insights How Can Amex GBT's Carbon Pricing Tool Aid Business Travel Sustainability?

In today's rapidly evolving corporate world, businesses are increasingly recognizing the need for sustainable travel solutions as part of their broader environmental strategies. This growing emphasis on sustainability is driven by both regulatory pressures and a desire to contribute positively

How Will Sutter Health and GE HealthCare Transform California Care?
Sector Insights How Will Sutter Health and GE HealthCare Transform California Care?

Sutter Health and GE HealthCare have embarked on an ambitious seven-year strategic enterprise partnership, known as the Care Alliance. This collaboration aims to revolutionize access to and the quality of innovative imaging services within the Sutter Health network, which spans across Northern

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