You are facing retirement age and there is an important issue which you’ve been ignoring that can no longer remain ignored. You do not have enough money to retire. No matter how you run the numbers it looks like a financial disaster of Titanic proportions is certain.
If this frightens you, it should. As you near retirement age it is likely you will experience a drop in income. The future of Social Security is in doubt. And if you plan to work past 65 there are no guarantees your health will allow you to do so.
