When people talk about the future, what they usually care most about is what that means for people — how they’ll live, if they’ll adapt.
Apple (AAPL – Get Report) has helped to transform human behavior so that now nearly everyone is inextricably tethered to a cell phone, with mobile access to e-mail, Web browsers and apps to displace CD players, calculators, maps, alarm clocks, metronomes, dictionaries and chess boards.
The wallet is next.
