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Apple Credit Card to Come With Juicy Rewards – But Only on the iPhone

When people talk about the future, what they usually care most about is what that means for people — how they’ll live, if they’ll adapt.

Apple (AAPL – Get Report) has helped to transform human behavior so that now nearly everyone is inextricably tethered to a cell phone, with mobile access to e-mail, Web browsers and apps to displace CD players, calculators, maps, alarm clocks, metronomes, dictionaries and chess boards.

The wallet is next.

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