The crushing weight of Michelle Lannon’s college debt — almost $200,000 in federal loans and $15,000 in a private loan — haunts her until she goes to sleep. When her cellphone rings with an unknown number, which happens daily, she tenses up.
“I keep telling myself: ‘Why did I do this? Why did I go to college?'” said Lannon, 48, who graduated in 2007 and works as a patient advocate for a biotech company in San Diego.